2020 is fast approaching, which makes now a good time to check in with your oral health and see if you have any treatments you can schedule before the year is up. If yours is like the vast majority of dental plans, your benefits will reset on January 1. The National Association of Dental Plans reports that only 2.8% of PPO dental plan members reach or exceed their annual maximum each year, so there’s a good chance that all the money you’ve been putting into your dental plan all year is just sitting there waiting to be put to good use!
If you have any dental treatments that you’ve been holding off on, the end of the year can be a great time to use them.
Ways You Can Use Your Dental Plan Before the Year is Over
- Schedule Your Checkup: Dental insurance plans cover two checkups per year at 6-month intervals. If you’ve been putting off your 6-month checkup, here’s another reason to schedule it: not doing so could be a waste of money.
- Schedule Larger Treatments: If you need more extensive treatment, the end of the year is a great time to schedule them! This is especially true if you’ve already met your deductible but haven’t hit your annual maximum. If that’s your situation, your out-of-pocket expenses are dramatically reduced. But only until the new year!
Other Things to Keep in Mind
- Prevention is Best. Preventing problems is both more cost-effective and better for your health than treatment after the problem has already come to fruition. Most plans cover 100% of preventative treatments, so if you’ve been holding off, now is a great time to schedule preventative dental care.
- Dental Problems Can Worsen. Let’s say you don’t heed our advice and neglect your preventative treatment. Your dental problems are likely to get worse. So that’s another reason why visiting the dentist sooner rather than later can save you money.
Keep in mind, if you have a Health Savings Account (HSA), you’ll also need to use that up before the year ends. To check whether we take your dental insurance, check out our insurances accepted page.
We hope you ring in 2020 with a healthy set of pearly whites.